Experience: Sr- 3-8 Years; Jr- 1-3 Years Location:- WFH Shift:- US Shift Timing
Requirements:- - Minimum 2 years of experience as an Underwriter -Should have experience in US mortgage Underwriting. -Experience of doing Jumbo loan and manual underwriting. -Strong Analytical skills -Excellent interpersonal and communication skills. -Flexibility in terms of shift and role.
-Strong understanding of DU (Desktop Underwriter) and LP (Loan Prospector). -Perform data evaluation on information retrieved from hard money loan applications. -Evaluate loan applicable based upon 4 C’s – Credit, Capacity, Capital and Collateral. -Have understanding that how to calculate LTV (Loan to Value), CLTV (Combined loan-to-value), HCLTV (High Combined Loan to Value), HTI (Housing to income) and DTI (Debt to Income). -Depth knowledge of Appraisal, title, Credit report, bank statement and Income documents. -Evaluate the risk involve in approving a loan and check it is acceptable per lender / investor guide or not. -Maintain TAT (Turnaround time), accuracy of file, and Service level Standard. -Prepare reports detailing risk assessment findings and other data that contribute to lending decisions
Interested candidates can email their resume at [email protected] or can call at 6387411051
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