Job Detail

Senior & Junior Underwriters - Vipsa Talent Solutions Private Limited

Date Posted:Nov 12, 2021

Job Detail

  • Location:
    Work From Home, WFH, India
  • Company:
  • Type:
    Full Time
  • Career Level:
    Associate
  • Experience:
    2 Year
  • Gender:
    No Preference
  • Degree:
    Graduate
  • Apply Before:
    Jan 11, 2022

Job Description

  • Experience: Sr- 3-8 Years; Jr- 1-3 Years
    Location:- WFH
    Shift:- US Shift Timing

    Requirements:-
    - Minimum 2 years of experience as an Underwriter
    -Should have experience in US mortgage Underwriting.
    -Experience of doing Jumbo loan and manual underwriting.
    -Strong Analytical skills
    -Excellent interpersonal and communication skills.
    -Flexibility in terms of shift and role.

    Responsibilities:-

    -Strong understanding of DU (Desktop Underwriter) and LP (Loan Prospector).
    -Perform data evaluation on information retrieved from hard money loan applications.
    -Evaluate loan applicable based upon 4 C’s – Credit, Capacity, Capital and Collateral.
    -Have understanding that how to calculate LTV (Loan to Value), CLTV (Combined loan-to-value), HCLTV (High Combined Loan to Value), HTI (Housing to income) and DTI (Debt to Income).
    -Depth knowledge of Appraisal, title, Credit report, bank statement and Income documents.
    -Evaluate the risk involve in approving a loan and check it is acceptable per lender / investor guide or not.
    -Maintain TAT (Turnaround time), accuracy of file, and Service level Standard.
    -Prepare reports detailing risk assessment findings and other data that contribute to lending decisions
  • Interested candidates can email their resume at shamli[email protected] or can call at 6387411051

Company Overview

Bangalore, Karnataka, India

We are one of the leading Human Resource solutions provide in Asia. Specialized in Temporarily Staffing, Permanent Placement, Executive Search, Recruitment process outsourcing, HR process out sourcing and payroll processing. We support people and Org... Read More

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